Comprehensive Benefits Program
Note: Unless other requirements are otherwise stated – All full time and part time employees become eligible for benefits on the first day of the month following 30 days of continuous service.
Group Health Insurance
This plan is designed for employees and their families to protect against catastrophic health expenses as well as encourage them to take preventive measures to ensure better health.
Amery Hospital & Clinic and the employee will both participate in the cost for the coverage. Employee contributions are deducted pre-tax, twice monthly.
Health Savings Account
If you participate in Amery Hospital & Clinic’s group high deductible health plan (HDHP), you will have the opportunity to contribute pre-tax dollars to a Health Savings Account. These dollars can be used to pay your health insurance deductible as well as vision and dental care expenses. This differs from a Flexible Spending Account in that you do not ever lose the dollars you put in the account. Amery Hospital & Clinic contributes to the health savings account each year.
Group Dental Plan
Our dental coverage includes Diagnostic and Preventative, Basic, Major and Orthodontia services. As with the health plan, Amery Hospital & Clinic and the employee both participate in the cost for coverage.
Life Insurance/Accidental Death and Dismemberment (AD&D) Plan
To help ensure the financial security of those who depend upon you, we purchase coverage in the amount of $20,000 or one time your annual salary, whichever is greater, for you. You have the option to purchase additional coverage for yourself and your dependents.
Short Term Disability (STD)
As a means of providing you and your family with some income in case of your inability to work because of serious illness or accidental injury, Amery Hospital & Clinic contributes a flat dollar amount and the employee has the option of purchasing additional coverage. The plan pays up to 60% of your income and begins on the 15th day after the injury or illness. The plan continues until Long Term Disability begins, if necessary.
Long Term Disability (LTD)
LTD coverage is purchased for you by the Medical Center and payment is 66 2/3% of base income. This coverage begins after 180 days and continues and coincides with Social Security, if necessary.
Group Critical Illness
Offered once each year, employees have the opportunity to purchase this insurance and be paid a lump sum benefit in cash at the diagnosis of a covered illness to be used for unforeseen expenses not covered by health insurance.
Offered once each year, employees have the opportunity to purchase this insurance which provides a lump sum benefit based on the type of injury or covered incident sustained. These dollars can be used for unforeseen expenses not covered by health insurance.
Paychecks can, and are encouraged to be directly deposited each pay day, into one or several of your personal accounts for your convenience.
Retirement Plan with Employer Matching Dollars
Employees may begin to set aside a portion of their gross pay each pay period in convenient pre-tax or after-tax (Roth) dollars as soon as you begin employment. Employees are automatically enrolled in AHC’s retirement plan within 30 to 45 days of hire at a 3% pre-tax contribution, if not already self-enrolled. Employees can manage their contributions and investments with convenient on line access as well as directly through plan advisors. Employee contributions are matched by Amery Hospital & Clinic, dollar for dollar, up to 3%. You become fully invested in the employer contributions after one full year of employment. The plan gives you investment options so you can select the investment strategy that makes the most sense for you and the flexibility to change how you save and invest that money.
Identity Theft Protection
Offered once each year, employees have the opportunity to purchase a comprehensive identity protection service that diligently monitors for signs of criminal activity and gives you all you need to keep your identity secure from thieves and fraud.
Offered once each year, employees have the opportunity to purchase an individual or family legal plan. Employees can contact the designated law firm for personal legal advice or assistance, even 24/7 for covered emergencies. No legal issue is too big or too small
Workers’ Compensation Plan
This coverage is for 66 2/3% of salary if an employee is injured or becomes disabled due to their position with the Medical Center. The premium is paid by Amery Hospital & Clinic.
Contributions to Social Security are paid by both Amery Hospital & Clinic and you.
Flexible Spending Account (Section 125)
This is a pre-tax account available to those of you who pay day care, or have additional health and dental expenses that are not covered under the health and dental plans. It is processed directly through our payroll system for efficiency.
Paid Time Off (PTO)
Rather than providing employees a specific number of vacation days, holidays and sick days, Amery Hospital & Clinic uses an innovative, all encompassing Paid Off Time System. This approach provides for the creation of a PTO account for each eligible employee into which the Medical Center places accrual hours, according to a worked hour formula, each pay period. Payment for any time off is made to you from your PTO account.
We believe continuing education is important and this benefit is designed to accommodate employees who want to go back to school and obtain additional academic credentials.
Other Educational Opportunities
Seminars and other such educational activities are judged on relativity to the work you do, and portions or all the education may be paid by Amery Hospital & Clinic.
Shift differentials are paid for evenings and nights according to job classifications, and worked holidays are paid at 1½ times your hourly rate.